01
Down payment
Paid at booking, on signing the reservation. This is the number that decides whether a project is within reach.
Off-plan
Buy at launch, pay as it is built.
Off-plan is the cheapest way into a new Dubai project and the one with the most moving parts. Here is exactly how it works.
What off-plan actually means
You are buying a unit that does not exist yet, directly from the developer, on a contract that sets both the price and the build schedule.
Launch pricing
The first release of a project is usually its cheapest. Later phases are priced against demand.
Payment spread over the build
You pay in instalments tied to construction milestones rather than all at once.
Capital appreciation
If the area and the project perform, the unit can be worth more at handover than you contracted for. It can also not.
Construction risk
Handover dates move. The contract, the escrow account and the developer's record are what protect you.
How payment plans are built
Almost every plan is a variation on these four parts. The split is what separates an easy purchase from a stretched one.
02
During construction
Instalments released against build milestones, or on fixed dates, through to completion.
03
On handover
The balance due when the unit is ready and the keys are issued.
04
Post-handover
Some developers let part of the price run on after you have the keys, so rent can help carry it.
Plans differ by developer and by project, and they change between phases. We compare the actual plans open at the time you are buying.
The process, start to finish
Eight stages. You are involved in the first five; we carry the rest.
01
Consultation
Budget, goal, horizon.
We establish what you want the property to do, and what you can commit each year.
02
Property selection
Type, size, district.
We narrow to the property type and the areas that match the brief, and rule out the rest.
03
Project selection
Developer and phase.
We compare open projects on price, plan, delivery record and what the district supports.
04
Booking
The unit is reserved.
Reservation form and booking payment. The unit comes off the market in your name.
05
SPA
The contract is signed.
We read the sale and purchase agreement with you before signature: dates, penalties, and what happens if either side slips.
06
Registration
Oqood with the DLD.
The purchase is registered with the Dubai Land Department and your interest is recorded.
07
Construction
Instalments and progress.
We track milestones and payment calls so nothing is missed and no penalty is triggered.
08
Handover
Keys and snagging.
Inspection, snagging list, final payment and title. From here we can furnish it or let it.
What we verify before you commit
- The developer's delivery record on previous projects
- The project's registration and status with RERA
- That payments go to the project's escrow account
- That the payment schedule in the contract matches what you were shown
- Handover dates, penalty clauses and termination terms
- What the district actually supports in rent and resale
Which projects are open right now?
Launch phases open and close quickly. Tell us your budget and we will send what is genuinely available this week.